An empirical analysis of credit-financed agribusiness investments and income poverty dynamics of rural women in Cameroon

Research output: Contribution to journalResearch articleContributedpeer-review

Contributors

  • Jude Ndzifon Kimengsi - , Chair of Tropical Forestry, University of Bamenda (Author)
  • Roland Azibo Balgah - , University of Bamenda (Author)
  • Gertrud Buchenrieder - , Bundeswehr University of Munich, Potsdam Institute for Climate Impact Research (Author)
  • Magdalene Silberberger - , Witten/Herdecke University (Author)
  • Hene Pridedinorah Batosor - , University of Antwerp (Author)

Abstract

The link between microcredit and income poverty reduction for the poor is well established. However, contemporary empirical evidence remains mixed, especially among women beneficiaries. We use a purposive sample of 160 women from 80 microcredit groups of the Program for the Improvement of the Competitiveness of Family Agro Pastoral Farms (ACEFA) in Cameroon to assess the relationships between rural women’s microcredit access and their income poverty dynamics. ACEFA’s credit-plus group-lending approach offers extension services and trainings plus credit to women. Binary logistic regression results reveal that this model up-scales agribusinesses, increases incomes, and prevents “credit capture” by men. The model supports risk-taking behavior, enhances credit efficiency, and promotes successful agribusiness development better than standalone microcredit models.

Details

Original languageEnglish
Pages (from-to)72-89
Number of pages18
JournalCommunity Development
Volume51
Issue number1
Publication statusPublished - 1 Jan 2020
Peer-reviewedYes

External IDs

ORCID /0000-0002-1927-7443/work/187082861

Keywords

Keywords

  • Cameroon, group lending, income poverty, microcredit-plus, rural women