Finance deals with the financial decision-making processes of companies, private investors, and financial institutions. However, it also deals with the evaluation of companies, projects, and investments using various methods. Another important aspect of finance is risk management. This involves identifying potential risks, such as currency or interest rate risks, and taking appropriate measures to minimize or eliminate these risks. Financial technology and financial innovations are playing an increasingly important role in the financial industry. This involves the development and application of innovative technologies and solutions to improve the efficiency, transparency, and security of financial transactions. Key topics in this context include blockchain technology, cryptocurrencies, mobile payment systems, crowdfunding, and automated investment advice. Finance also covers the capital market, stock exchange trading, and banking.